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CMA Website Terms and Conditions

Please read this legal information carefully.

CMA means Christian Ministry Advancement Ltd. and Christian Management Australia, CMA Standards Council, and Q4 - Rethinking Retirement (registered Business Names).

‘Our web sites’ refers to all of and Your continued use of our web sites constitutes your acceptance of the terms and conditions outlined in this document, as well as those outlined in any other notices on our web sites. An index of such notices can be found at

You agree to be bound by the terms and conditions listed in these documents, and if you object to any of these conditions, you must stop using the web sites. CMA may change these terms and conditions without informing you, by updating this and related documents on our web sites. You should check periodically for the latest version of the terms and conditions to which you are bound.

Our web sites contain articles and content written by a variety of people. CMA believes that the information posted on our web sites is accurate at the time of posting, however CMA makes no guarantee about the accuracy or reliability of the information, content or resources on our web sites. CMA and its related entities, directors, officers and agents disclaim all liability and responsibility for any direct or indirect loss or damage which may be suffered by any recipient through relying on anything contained in or omitted from our web sites or publications. All information on our web sites is of a general nature, and should not be relied upon as a substitute for professional advice that is specific to your needs and circumstances.

The material on and accessible through our web sites is copyright. Apart from fair dealing permitted by the Copyright Act 1968 (Australia) and any other dealing permitted by applicable copyright legislation, no part or parts of our web sites may be reproduced, distributed, republished, displayed, broadcasted, hyperlinked, stored in any retrieval system or transmitted in any manner without the prior written approval of CMA or the relevant copyright owner. CMA grants visitors to our web sites permission to download copyright material for personal non-commercial use, on the condition that the copyright owner’s notice and name is not removed from the material when the material is reproduced or quoted, in part or in whole.

We specifically prohibit you from using any automated or other method to copy and reproduce any part of our web sites for establishing, maintaining or publishing your own web site or publication. The only exclusion to this prohibition is for any RSS or similar feeds on our site that are explicitly offered for syndication, as indicated by a ‘Syndicate This’ graphic or text adjacent to the relevant content.

Advertisements and Third Party Links
Our web sites contain advertisements, pointers and links to web sites offered by third parties. The placement of these advertisements, pointers and links does not mean an endorsement from CMA. Those third party web sites do not form part of our web sites. CMA has no control over the content of those third party web sites, and accepts no responsibility for content of any such linked web site. When you follow those links, you leave our web sites and do so entirely at your own risk.

Trade Marks
The trade marks, service marks and logos (‘Trade Marks’) used in our web sites are registered and unregistered Trade Marks of CMA and/or other third parties. Nothing displayed on these web sites should be construed as granting any license or right of use of any Trade Mark displayed on these web sites, without the express written permission of the relevant owner.

Your conduct on the web sites
Features of our web sites may allow visitors and paid or registered users to upload comments, rankings, personal views, messages, electronic files and commentary. By uploading, commenting, ranking or in any way contributing to the material and information on our web sites, you are agreeing that you will not use our web sites for any purpose that is unlawful, or prohibited by these conditions or other terms on our web sites. You also agree to abide by all applicable laws and regulations. In particular, you agree not to (1) impersonate any person or entity; (2) upload, post, e-mail, transmit or otherwise make available using these web sites any material that is threatening, libelous, defamatory, obscene, scandalous, inflammatory, pornographic or profane or which contains viruses, or other computer codes, files or programs designed to interrupt, limit or destroy the functionality of other computer software or hardware, or breach any applicable laws or regulations; (3) upload material, advice, samples, templates, files or documents which are not your original work, without the consent of the copyright owner; (4) do anything on or using our web sites that would expose us to any civil or criminal liability, sanction or action; or (5) use any automated scripting tools or software, robots, crawlers, spiders or similar devices on our web sites.

You will indemnify CMA if CMA or its related bodies corporate suffer any loss or damage or incur any costs in connection with any breach of these conditions or any other legal obligation by you or your use of or conduct on these web sites.

Limitation of liability
CMA does not exclude any rights and remedies available to you under the Trade Practices Act 1974 or any similar State or Territory legislation that cannot be excluded, restricted or modified. Otherwise, CMA excludes all conditions and warranties that may be implied by law. To the extent permitted by law, no warranty of any kind, implied, express or statutory (including but not limited to the warranties of title, merchantable quality, fitness for purpose, non-infringement of third party rights, freedom from computer virus) is given in relation to the information in these web sites.

To the furthest extent permitted by law, CMA disclaims all liability and responsibility for any direct or indirect loss or damage which may be suffered by you as a result of relying on anything contained in or omitted from these web sites.

You expressly agree and understand that in no circumstances will CMA be liable to you for any indirect, incidental, special and/or consequential losses or damages or loss of profits of whatever nature howsoever arising (including but not limited to negligence and any act or omission by CMA) which result from (i) the use of or access to or any inability to use or access our web sites; (ii) unauthorised access to or alterations of your transmissions or data; or (iii) statements or conduct of any third party on our web sites. 

Ansvar Insurance
CMA Premium Sponsor

Ansvar Insurance -

From our very first events in 2003, Ansvar Insurance have been CMA's premium sponsor, supporting our mission to Advance Ministry by maximising ministry effectiveness.

Gold Sponsors
Baptist Insurance Services
Silver Sponsors
Saward Dawson Chartered Accountants
National Sponsors
(C) 2021. Christian Ministry Advancement Ltd. is a registered charity, incorporating the ministry of Christian Management Australia, CMA Standards Council, and Q4. ABN 63 157 713 534
CMA can be contacted on 1300 CMA 300 (1300 262 300), or at PO Box 459 North Tamborine QLD 4272. Full contact details here
Your use of this website is governed by our terms and conditions